The Families First Coronavirus Response Act kept people on Medicaid during the pandemic, even if they no longer qualified. Now, as the emergency ended, Medicaid Unwinding is removing millions, who may need new coverage like marketplace insurance.
Medicaid to Marketplace: Special Enrollment
Losing health coverage, like through job change, divorce, or Medicaid Unwinding, qualifies you for a Special Enrollment Period (SEP). After losing Medicaid, you have 60 days to enroll in a Marketplace plan.
Marketplace health insurance plans can be affordable through premium tax credits and cost-sharing reductions for those who qualify. Eligibility is based on household size and total income.
Applying for Health Insurance in Utah
Start by exploring your options on Healthcare.gov or vendors like HealthSherpa. You can get plan estimates without personal information, but a full Marketplace application is needed for final eligibility.
Check the plans you are interested in to make sure they have your preferred doctors in network. Also checking coverage of prescription medicines you or your family needs is important.
Finally, complete your application, enroll in your chosen plan, and pay your first premium.
Disclaimer
Beyond Health employs licensed insurance producers authorized to sell life and health insurance in Utah, Idaho, Wyoming, Colorado, Montana, and South Carolina. Our activities comply with state licensing requirements and partner carrier guidelines.
Product availability and enrollment options may vary by state. For more information or questions, please contact us directly.
